Financial Services Built for Immigrants, by Immigrants
We know you’re working hard to build a better future for yourself and your loved ones. Común is here to make it easier: from opening an account to getting paid, managing your money, and sending it home safely.
We’ve got your back every step of the way.
Your Future, No Barriers
Our vision is to become the leading financial platform for immigrants in the U.S. We are focused on:
Empowerment
Helping immigrants take control of their financial future
Inclusion
We design tools with your language, culture, and real needs in mind
Built to Scale
Evolving with our users as they grow their lives
Our Mission
At Común, we understand the challenges of starting fresh in a new country – to work hard, support loved ones back home, and dream of building something bigger. But too often, the financial system makes it harder, not easier. We’re here to change that.
Our mission is simple: To empower immigrants and their families to achieve upward mobility. We provide tools that make it easier to send money and grow so you can focus on what really matters.
What Makes Us Different?
Open an account without SSN
We believe everyone deserves access to financial services. Join Común without SSN required.
Low-cost remittances
Send money home without high fees. Our rates are transparent and designed to help you keep more of what you earn.
No hidden fees
Zero membership fees. Zero minimum balance. Zero cost to get started. Banking that’s truly yours, without surprise charges.
Support 24/7 in Spanish
Questions or concerns? We’re here around the clock, ready to help in the language you speak.
Our Founders
Abiel Gutiérrez – Co-founder & CTO
Abiel, originally from Mexico, moved to the United States to pursue his undergraduate degree at Stanford and has firsthand experience with the barriers immigrants face, particularly when navigating the financial system. As a founding engineer at Brex, he saw how fintechs can scale rapidly and transform industries. At Comun, Abiel leads our technology team, ensuring the platform is innovative, secure, and delivers a top-notch experience for our users.
Andrés Santos - Co-founder & CEO
Andrés, also from Mexico, has a strong background in strategy and operations at leading companies in Mexico as well as venture capital firms in New York, including Sigma Alimentos and FJ Labs. As an immigrant, he experienced firsthand the challenges of building a life in the United States while pursuing his master’s degree at MIT. This experience drives his commitment to creating financial tools specifically designed for the Latino community.
Our Investors
Backed by top VC funds including:
Endorsed by 50 company executives including:
We are proud that more than 10% of our capital comes from Latino investors
We’re just getting started
Our philosophy is simple — hire a team of diverse, passionate people and foster a culture that empowers you to do your best work.
Explore Careers
FAQs
Why choose Común?
Because Común is the money app made for immigrants—inclusive, affordable, and in your language. With Común you get access to a U.S. checking account and a debit card to get paid, send money home, and manage everything from your phone.
Do I need a Social Security Number to open an account?
No. Open your Común checking account with your passport or government-issued ID*, right from your phone, in minutes.
Is my money safe with Común?
Yes. Your checking account is held at an FDIC‑insured partner bank (up to $250,000†) and protected by bank‑grade encryption, PIN/Face ID, and Visa security.
How much does Común cost?
We’re transparent: no opening fees, no monthly fees, and no minimum balance. Clear pricing, always.
What can I do with my Común checking account?
Set up direct deposit (often up to 2 days early‡), spend with your Visa debit card, withdraw cash at thousands of ATMs, and use checks if you need them—all managed in English or Spanish from the app.
Still have questions?
Chat with our team—we’re here to help.
Contact us
Open your Común Checking Account
Join thousands of immigrants who use Comun every day.
Open your account
